Free
Home internet
Free or discounted home internet for eligible cardholders, including homes wired service never reached.
Eligibility and availability vary by location.
Your nation.Your card.Your benefits.
Pick a design by a Native artist. Get 20 benefits from free home internet to member discounts at local stores. And every swipe sends 10% of our share of net revenue to the cause you choose.
- 20benefits on every card
- 10%Community Share
- 2cards, for kids and adults
- Day 1virtual card in your phone
Benefits
Benefits that pay you back, within reach.
10 Free Perks10 Member Discounts
5% off
Groceries
At Red Mesa Grocery, Four Winds Market and 30+ local stores.
Everyday
Free
Telehealth visits
See a doctor by phone or video, day or night. Up to 4 visits a year.
Health
10¢
Off every gallon
At Thunder Ridge Fuel and participating stations on and near the nation.
Everyday
15% off
Nation-owned resorts
Rooms, dining and spa at participating tribal resorts and hotels.
Travel
The cards
Two cards. One family.
Tribal Card is for children and adults. Credit for adults building a credit history. Prepaid for kids, and for adults who aren't approved yet, aren't ready, or just prefer it. Same designs to choose from, same 20 benefits, same Community Share.
Tribal Card Credit
For adults 18+, subject to credit approval. Build credit with on-time payments.
Apply now →
Decision in about a minute
5 minute application · virtual card on approval
Tribal Card Prepaid
For kids and adults. No credit check. Under 18s get their card through a parent or guardian. Spend what you load.
Apply now →
Open in 3 minutes
No credit check · spend the same day
Not approved for Credit? We'll offer you Prepaid instead, so you still get every benefit.
Card art
Drawn by Native artists. Picked by you.
Choose your design from a growing collection, from master painters to young artists. Every artist is credited on the card.
- Native Artists Collection
- Youth Collection
- Nation Collections
"Dusk at the Mesa" · Lorena Begaye
Painter · Native Artists Collection
"Our River" · Ava Sixkiller, age 9
Contest winner · Youth Collection
"Diamondback" · Marcus Wolfe
Printmaker · Native Artists Collection
"Prairie Night" · Wren Two Bulls
Illustrator · Native Artists Collection
"Grandpa's Horse" · Mateo Harjo, age 7
Contest winner · Youth Collection
"Bands" · Iris Jumper
Textile artist · Seminole Tribe of Florida Nation Collection
Concept artwork. Nation names shown for illustration only; no affiliation or endorsement implied. Artists and cardholders are fictional.
Learn
Money skills, within reach.
Short lessons, free for every cardholder, built with educators from the community. Learning comes first, not in the fine print.
See all 18 lessons →- Free for every cardholder
- Built with community educators
- Earn a badge for every lesson
- Lesson 14 minBorrowPay back
What is a credit card?
3 quick questionsCredit StarterWhat is a credit card?: Start lesson → - Lesson 26 min
Your credit score, explained
3 quick questionsScore KeeperYour credit score, explained: Start lesson → - Lesson 35 min
A budget that fits payday
3 quick questionsBudget BossA budget that fits payday: Start lesson → - Lesson 44 min
Spot a scam before it spots you
3 quick questionsScam SpotterSpot a scam before it spots you: Start lesson →
Your badges
- Credit Starter, locked
- Score Keeper, locked
- Budget Boss, locked
- Scam Spotter, locked
Finish a lesson to earn its badge. Collect all four to unlock a bonus Free Perk.
Questions
Credit lets you borrow and pay back, which builds a credit history. Prepaid spends only what you load, with no credit check. Both carry all 20 benefits.
Your card is within reach.
Apply for Credit or Prepaid in about 3 minutes. Checking won't affect your credit score.
Partner with us
If you believe in improving the lives of Tribal Nations, we're all ears.
Every partner signs our Community Pledge. If it isn't good for the community, it isn't on the card.
- Banking partnersBanks, credit unions, CDFIs and Native-owned lenders to power our cards today, and savings, lending and home loans next.Become a banking partner
- Benefits partnersBrands and local businesses offering Free Perks and Member Discounts to cardholders. Local merchants join free.Offer a benefit
- Tribal nationsBring Tribal Card to your citizens through a joint venture, at low to no upfront cost. Your nation keeps the decisions.Start a conversation
- Native artistsArtists of every age, submit a design for the collection. Your name goes on every card that carries it.Submit your art
The Community Pledge
Signed by us and every partner.
- No predatory products. Ever.
- Fees in plain words, shown before you sign up.
- Your data is never sold. Nations decide how it's used.
- Value stays local, with local merchants first.
- Community Share reported every year, in public.
- Artists credited, on every card.